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Commentary:
We have been asked a question about whether someone should choose either an annuity product or a life insurance policy. That question is a reminder that it isn’t an ‘either/or’ choice. You may want to consider both annuities and life insurance for your long-term financial plan. Essentially, you purchase life insurance in the event you die sooner than expected and you buy an annuity in the event you live past your retirement savings. Each product is different. Call us if you’d like help understanding which one might be best for your personal financial and retirement situation. We’re always here to help.