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Wonder why it’s hard?

If you have ever wondered why it is hard to save money for retirement, this week’s article may be of interest to you. “Psychology is often just as important in personal finance as are the numbers – the way we save, spend and invest are all influenced by the way we...

Risk

While you may know that you cannot avoid risk in your life, you can prepare for it. Depending on your stage in life, there are specific risks you may want to think about, and incorporate into your planning. We read about three key stages of evolving needs and the...

Independent Living

Commentary: Sometimes when we think of our later years in retirement we neglect to reflect on what savings we might need to have for the ‘buy-in’ into an independent living facility, and focus only on the possibility of health care costs and the monthly fee we will be...

Senior Life Style

I thought to share with you this week’s article because it discusses tips for saving money after retirement. It’s important to remember that “it’s never too late to save, even after retirement.” The author tells us “With increasing life expectancies and financial...

Is it time to wind down on saving?

This week’s article ask the question “When do you stop saving and start enjoying the fruits of your labor?” Assuming “you’ve done all the right things—financially speaking, at least—in saving for retirement. You started saving early to take advantage of the...

We have a Fifth Way

This week’s article suggests us four things to do if we want to save enough to retire in 10 years, but we have an additional idea. As you accumulate those savings meant to carry you through retirement alongside of your social security, we suggest putting some or all...